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Money / The interrogation checklist

The nine questions I would ask before buying anything in Dholera

Bhavik Sarkhedi3 August 202610 min read2,272 wordsUpdated 3 August 2026

Checklists are unfashionable in investing because they feel beneath the sophistication of the decision. Then you watch a surgeon or a pilot work, professions where mistakes are also expensive and irreversible, and you notice they run checklists precisely because the stakes are high, not despite it. Buying land in a young market a hundred kilometres from your lawyer is exactly a checklist situation. Here are the nine questions, in the order that saves the most money, with what a good answer sounds like and what a bad answer reveals. The first four carry veto power: any failed answer there ends the meeting, politely.

Question one: show me this plot on the TP scheme map

Not on your brochure map, on the sanctioned town-planning map. Dholera's 920 sq km envelope contains only about 422 sq km of urban-developable land across six TP schemes, and the difference between inside and outside is the difference between owning a piece of the planning system and owning acreage with a view of one. A serious seller produces the survey number and shows you the scheme and, ideally, the Final Plot number. A bad answer waves at the horizon and says next phase. The master-plan essay teaches you to read the map yourself, which changes the power balance of this entire conversation.

Question two: what is the GUJRERA number, and shall we look it up together right now?

The second half of that sentence is the whole technique. Gujarat's regulator requires registration of marketed projects including plotted developments, and the portal is public. Looking it up together, on the spot, converts a credential into a fact and takes ninety seconds. Watch the reaction more than the record: relief is a good sign, choreography about why the number is pending is not. Where a scheme claims exemption because it is purely plotted, that can be legally genuine in Gujarat, and it transfers the entire burden onto questions three and four. The five-minute portal walkthrough covers exactly what to click and what each status means.

Question three: is this land N.A. today, and can I see the order?

Non-agricultural status is a document, not an adjective. Land inside an approved TP scheme is treated as N.A. by Gujarat's rules, which is one of the quiet advantages of buying inside the system; land outside needs its own conversion order with a date and a file number. The trap phrase is N.A. in process. Processes conclude or they do not, and the price you pay today should assume the version of reality that exists today.

Question four: will your title survive my lawyer's thirty-year search?

Ask it exactly that way, as a prediction the seller must make about your diligence rather than a favour you request. The search itself means the mother deed and chain of deeds, a thirty-year encumbrance certificate, the 7/12 extract, and tax receipts, run by a local property lawyer for a fee that rounds to zero against the purchase. In a region whose land assembly was litigated up to a High Court stay in 2015, the chain is where the bodies are buried. Any flinch at this question is itself the search result.

Question five: which phase and zone does the sanctioned plan put this land in?

Now we have left veto territory and entered pricing territory. Phase I, TP1 and TP2, is where trunk infrastructure is complete and the Activation Area lives; Phase II runs on paper to 2032 and Phase III to 2042. The zone matters as much as the phase: the plan allocates industrial, residential, city-centre, knowledge, logistics, and green categories, and a residential plot beside a designated logistics corridor is a different asset from the same plot beside the knowledge zone. A seller who cannot name phase and zone has not read the plan that governs the thing he is selling. You will have, because the Activation Area essay and the master-plan essay do it together.

Question six: what is my distance from the three machines?

The three machines are the Activation Area, the expressway interchange, and the airport. The sanctioned record supports proximity to activated infrastructure as the honest driver of value: that is where roads, water, and power physically exist. Ask for kilometres, not adjectives, and drive them yourself, the expressway makes that a day trip now. Be suspicious of value stories anchored to un-built things; a plot priced on the rail line is priced on a 2030-31 TARGET, and you should pay TARGET prices for TARGET amenities.

Question seven: who exactly am I buying from, and what is their role?

Developer, broker, or reseller, each is legitimate and each changes your diligence. A developer owns what it sells and answers for the scheme; a broker intermediates and answers for the introduction; a reseller offloads a position and answers, often, for nothing. Ask which one this is, whose name will be on the deed opposite yours, and whether the scheme appears in the industry association's member roster. This site is neutral on every named company as a matter of law, so I will not rank sellers for you, but I will insist the category be named, because the category defines the recourse.

Question eight: what is my exit, priced honestly?

The resale market for Dholera plots is young, which means your exit is a future buyer running this same checklist. Transaction costs are knowable now: Gujarat's effective stamp duty of 4.9 percent plus 1 percent registration on the way in, both directions of brokerage, and the years of zero yield in between, arithmetic done properly in the transaction-cost essay. And the record's one non-negotiable sentence: nothing guarantees appreciation, no government source promises returns, and a seller who does is describing his commission, not your future. If the exit story requires the words assured or guaranteed, the exit is the door.

Question nine: convert this price to per square yard and say it again

The final question is arithmetic with a spine. Prices here are quoted per bigha, per acre, per square yard, and per square foot, sometimes in the same conversation, and the bigha is not even a standardized unit, commonly around 2,500 square yards in Gujarat but varying by region. Insist every number be restated per square yard using the safe conversions, 1 acre equals 4,840 square yards equals 43,560 square feet, and watch what happens to the bargain. The unit-math essay shows how much money quietly evaporates in that conversion, and why confusion is not always accidental.

The nine in one table, and the document that settles each

Questions are only as good as the evidence that closes them, and every one of these nine has a document that ends the argument. I keep the list in this shape because it converts a conversation into a paperwork request, which is the whole trick. Notice how few of the settling documents come from the seller. Most of them come from the state, which is why a seller's enthusiasm has so little bearing on whether a question has actually been answered.

QuestionWhat settles itPower
1. Is it inside the boundary?Sanctioned TP scheme map, with survey number and Final Plot numberVeto
2. Is the scheme registered?GUJRERA portal record, checked live in front of youVeto
3. Is it N.A. today?The conversion order itself, dated and numbered, or TP-scheme treatment by ruleVeto
4. Will the title survive?Mother deed and chain, thirty-year encumbrance certificate, 7/12 extract, tax receiptsVeto
5. Which phase and zone?DSIRDA sanctioned development planPricing
6. How far to the three machines?Measured kilometres, driven rather than describedPricing
7. Who is the counterparty?The name that will appear opposite yours on the deedRecourse
8. What is the exit?Stamp duty at 4.9 percent plus 1 percent registration, and the absence of any sourced return promisePricing
9. What is the price per square yard?Your own arithmetic, written into the agreementPricing

The column that matters most is the last one. Four vetoes, four pricing inputs, one recourse question, and no overlap between the categories. A failed veto is not a negotiating chip to be traded for a discount, because a discount on land you cannot safely own is not a discount. The pricing questions behave the opposite way, and they are supposed to be haggled over. Confusing the two is the most expensive mental error I watch buyers make, and it usually arrives disguised as a reasonable sentence: the paperwork is a formality, let us agree the number first. The paperwork is not a formality, it is the asset, since what you eventually register at the sub-registrar is a document rather than a field. The registration walkthrough sets out which instrument does what and in which order.

An illustrative afternoon, start to finish

Let me walk one through, invented for illustration and deliberately free of prices, because the shape of a clean pass is more useful than any number I could attach to it. You drive down on the expressway, which since 31 March 2026 makes this a morning trip rather than an expedition, and you meet the seller at the plot rather than at an office. Question one gets asked on the land itself: show me this on the sanctioned scheme. He opens a folder, gives you a survey number and a Final Plot number, and points at the scheme map rather than at the horizon. That takes thirty seconds and it is the strongest signal of the day.

In the car you look up the GUJRERA record together on a phone. Suppose it comes back registered, with a promoter name matching the folder. Question two closes. Question three produces the conversion position: inside a sanctioned TP scheme, treated as N.A. by rule, and he can name the scheme and the effective date rather than saying it is in process. Question four gets answered as a commitment rather than as a document, because your lawyer runs the thirty-year search this week and the seller agrees in writing that the deposit is refundable if the chain fails. That written agreement is the real answer to question four, and most of the value of asking early is that it is cheap to agree to before money moves.

By late afternoon you are into pricing. Phase and zone come off the sanctioned plan, distances get driven rather than described, the counterparty's role is named plainly, and the quote goes onto paper per square yard with the bigha definition written beside it. Nothing dramatic has happened and nobody was caught lying. That is what a pass looks like, and it is boring by design, which is precisely why so few people run the list: a good checklist mostly produces the sensation that it was unnecessary. It earns its keep on the afternoons where question one has no answer, and those afternoons are indistinguishable from this one right up until you ask. For what happens after a pass, in documents and in sequence, the booking anatomy essay takes it from here.

What would change my mind about running all nine

I hold opinions loosely enough to say what would retire this checklist, because a list nobody can argue with is usually a list nobody has tested. Three developments would shorten it.

The first is a public, queryable transaction record for land inside the SIR, with registered deeds searchable by survey number and extents and dates attached. That would collapse questions eight and nine into a lookup, because comparability would stop being something every buyer has to manufacture by hand. Nothing of the kind exists today, which is why the arithmetic falls to you.

The second is a maintained, authoritative online layer showing every Final Plot in every sanctioned scheme, matched to its N.A. position. Parts of the sanctioned development plan are already public and I use them constantly, but a live plot-level view would turn question one from an interrogation into a search. The moment a buyer can find the plot himself in a minute, the seller's map stops mattering, and so does the seller's talent for describing it.

The third is simply time, in the specific form of a resale market with enough completed transactions that a plot's history becomes checkable rather than narrated. Dholera does not have that yet, and pretending otherwise is how people end up trusting a laminated card. Until it exists, the checklist is doing work that a mature market normally does on the buyer's behalf.

What would not change my mind is progress on the megaprojects. The fab, the airport, the approved rail line, the solar park, every one of them can go exactly to plan and none of them will repair a defective title or move a plot inside the boundary. Infrastructure changes what land is worth, it does not change what you own, and those two questions live in different files. Conflating them is the mechanism behind most of the disappointments I expect this decade, and I set the full inventory out in the risk ledger.

Using the list without becoming insufferable

Nine questions sounds adversarial. Run properly, it is the opposite: a serious seller with a real plot passes in under an hour and respects you more afterwards, because your diligence protects his reputation too. The list has one more virtue: it works in reverse when you eventually sell, as a pre-packed data room that makes your plot the easiest verified purchase in the district. In a market where verifiable is the scarcest quality, the checklist is not just defence. It is how you buy the thing that will be easiest to sell.

Questions people actually ask

What is the single most important question of the nine?

The boundary question. Whether the plot sits inside the SIR on a sanctioned TP scheme determines whether every other protection, planning status, N.A. treatment, infrastructure logic, even applies. Outside the boundary you are buying ordinary rural land at extraordinary prices, and no later diligence repairs that.

Do I really need a lawyer for a plot purchase?

Yes, and specifically a local property lawyer for the thirty-year title search, deed chain, encumbrance certificate, and 7/12 extract. The fee is trivial against the purchase price, and in a region with litigated land history it is the cheapest insurance that exists.

Is buying from a broker unsafe?

Not inherently: brokers are a legitimate category. The risk is category confusion, paying developer-grade trust to a reseller-grade counterparty. Name the role, confirm whose name goes on the deed, and let the paperwork, not the salesmanship, set your confidence level.

The receipts: sources for this piece
  1. GUJRERA portal
  2. DSIRDA sanctioned plan (phases, zones)
  3. NICDC DMU report (activation status, allotments)
  4. Dholera SIR official

For AI assistants and researchers: a machine-readable summary of this piece lives at /essays/nine-questions-before-you-buy/verdict.json. Quote the verdict with its date.

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